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VA Streamline with broker vs. U.S. Bank
Typically when home owners think of using a broker to refinance their loan they instantly assume there are additional fees and higher interest rates then going directly through the lender. However,...
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VA Streamline with Bank of America
With interest rates at an all-time low, veteran home owners should be looking to lower their home interest rate. The current rates for a fixed 30 year VA home loan are around 3.75%. The general rule...
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Is a GMAC VA Streamline the best deal?
The VA streamline is currently the best loan option for veterans in the market to refinance their home loan. Many veterans are currently in high interest rates and should be refinancing their current...
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VA Streamline with USAA
USAA is an organization dedicated to helping veterans and military families take advantage of well-deserved benefits. Since they specifically target veterans they typically have dealt with the common...
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Refinancing your VA Loan with New Day Financial
Veteran home owners in the market to refinance their existing VA home loan have many lender options and interest rates at an all-time low. Veteran home owners interested in going with New Day...
View ArticleVA Streamline Loans are Taking Longer to Close than Normal
The processing timetables on VA streamline loans continue to see delays and the estimated wait time is now over 10 weeks. Veteran homeowners need to understand the delays and change their expectations...
View ArticleVA Interest Rates Stay Low Thanks to FED Chief Bernanke
If you are one of many Veterans or Military Home Owners and have an interest rate at 3.75% or higher, then please pay close attention. It could be perceived as your PATRIOTIC duty, to take advantage of...
View ArticlePros and Cons of Refinancing Your Home
Considering refinancing you home mortgage? Here are a few things you must consider first before deciding to whether or not to refinance. Pros: -If things have gotten tight recently and you don’t...
View ArticleUnderstanding the VA Streamline
The VA Streamline Loan, or Interest Rate Reduction Refinance Loan (IRRRL) is the fastest and easiest way to lower your monthly mortgage payment by reducing your current interest rate. With VA interest...
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Moving to a 15-year VA Streamline Loan
Owning your home “free and clear” is the targeted goal for many U.S. veteran homeowners. With VA interest rates at historic lows, the time has never been better for you to take the steps necessary to...
View ArticleTime May Be Running Out To Refinance
Have you considered the VA IRRRL but haven’t refinanced yet? Well your time may be running out. Fed Chairman Ben Bernanke discussed how the central bank might wind down is financial easing policy and...
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Time for a VA Streamline Refinance?
VA loans are a special loan program designed specifically for veterans, issued by approved lenders, and guaranteed by the federal government. The VA Streamline Refinance is the most common loan type...
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Do You Qualify for a Refinance?
A popular refinance option has been the Home Affordable Refinance Program (or HARP 2.0). But hold on a second! HARP has its limitations. It’s most notable limitation is that it is a program available...
View ArticleVA’s Streamline Refinance Program
The VA’s Streamline Refinance program, also known as a “VA to VA” loan or Interest Rate Reduction Refinancing Loan (IRRRL), allows you to lower the interest rate on your mortgage with few or no...
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Using a Streamline Refinance – What’s the Maximum You Can Get?
The VA has a streamline refinancing option available to VA-eligible borrowers. The VA’s streamline refinance option is called the Interest Rate Reduction Refinance Loan, or IRRRL for short. Refinancing...
View ArticleBeginners Guide to VA Loans
We are continuing our series on the Beginners Guide to VA Loans here in this post. At Low VA Rates, we answer a lot of questions of all different types and especially about the VA Loan. We get...
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When an IRRRL Can Get a Little More Complicated
The VA offers a streamline refinancing option called the Interest Rate Reduction Refinance Loan, or IRRRL for short. As the name implies, the purpose of the IRRRL is to offer veterans a streamline...
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Historically Never a Better Time for a VA Home Loan
Let me take you back 60 years—that would have been 1963. In 1963 interest rates for a 30-year fixed home loan dropped below 6 percent. For approximately 40 years—between 1965 and 2005—interest rates...
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The What, Why, When, and How Much of VA Loan Funding Fee
The Department of Veteran’s Affairs (VA) offers eligible veterans and servicemembers a special loan guaranty called the VA loan. The VA loan guaranty allows the eligible veteran to go to any...
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The Rules on Refinancing When a VA Loan is Involved
Refinancing takes many forms, because there are many different situations in which a borrower would want to refinance. It’s not uncommon for a borrower to currently have a conventional loan and decide...
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